For decades young professionals with a university education and a well paid job have aspired to first homes homes in the most trendy urban areas.  According to a recent Bank of Scotland survey, young Scots, as distinct from their London counterparts, are ruled by thrift and value, and luckily for them such aspirations on the one hand and objectives on the other, may not be so difficult to reconcile

In our 20's and 30's we are not generally looking for our 'forever', home and don't have to compete for gardens or good school catchment areas.  And aspirational city dwelling young Scots are likely to get more bang for their first home buck with the availability of good value, modern close to city centre properties which are ideal for work and leisure. Thriving bars, bistros and delis, plus those little extra things like cycle racks, on site recycling facilities and maybe even a room with a view all add up to a potentially very desirable urban existence

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Despite restricted lending conditions, and the bank of mum and dad aside, this upwardly mobile group are well placed to access mortgage finance at sensible levels and on good terms, even more so if a decent deposit can be mustered

There are many great areas in Edinburgh to consider for example, The Shore, Dalry, Gorgie, Trinity to name but a few

Sean MacMillan, Blair Cadell property solicitor, specialises on advising first time buyer clients.  Sean has a wealth of experience and knowledge to share and can be contacted at sean.macmillan@blaircadell.com or by calling 0131 555 5800

 

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